Overwhelmed by bills
Stressed and worrying with sleepless nights?
Stressed and worrying with sleepless nights?
One simple monthly payment to manage your money.
Putting you back in control with manageable outgoings.
We have a simple policy of looking to find the best loan option that will suit your financial needs, allowing you to be put back in control of your finances.
Debt Consolidation Loans are a UK based finance brokerage company, we have a small team of experts who have a number of years experience dealing with Debt Consolidation, thus, giving you the best debt consolidation services. We believe in good old fashioned customer service and reliable communication.
We have thousands of customers who need to consolidate a number of loans or credit card agreements into one simple easy monthly payment. We help you provide the best debt consolidation loans in the UK.
Debt Consolidation Loans searches the largest panel of loan lenders available to help find the right loan for you, based on your requirements.
When you apply for a loan via Debt Consolidation Loans, we use a soft credit search to find a loan. We then give you options that are suited to your personal circumstances and credit history. The application process is straightforward and super fast.
We can assure you that applying through Debt Consolidation Loans won’t affect your credit rating; it simply allows our lenders to get a good judgement on your circumstances.
Once Debt Consolidation Loans has found the best loan for you, our lenders will send out your paperwork straight away by post or email. If you have any problems completing the paperwork or providing the documents, then our panel of lenders have dedicated support services that allow you to get as much assistance as you need.
Debt consolidation is the process of availing a new loan to clear existing consumer debts and other unsecured liabilities. Debt consolidation involves a combination of multiple liabilities into a single unit that is considered as the largest debt with a more flexible repayment period. Consumers get to work with flexible repayment options in the form of reduced monthly instalment or interest rates.
It’s not uncommon for people to have more than one form of debt. One or two credit cards, a store card and a small loan that was taken out a couple of years ago might be hanging over your head and causing undue stress for your family.
Often, it’s not the size of the debt that’s the problem, but the sheer number of lenders and the corresponding repayments that need to be made. They might come from different bank accounts, at different times of the month and therefore be tricky to manage.
Debt consolidation is a way to combine all of your existing debts into one simple, predictable, manageable monthly payment. With us, you can get the best debt consolidation services.
Debt consolation is the utilization of various types of financing options to pay off other liabilities and unsecured debts. In situations where an individual is stuck with different kinds of debts, they can opt to consolidate all their debts into a single unit and clear them over an extended period. After the consolidation process payments are made against the new date until it is completely paid off.
Most of the customers prefer to apply for consolidated loans through their trusted financial organizations, credit unions, and credit card companies. Usually, it turns out to be the perfect way to start if one has a good payment history and relationship with the organization. If the proposal is turned down by the bank consumers can approach mortgage companies or private lenders.
As discussed earlier debt consolidation simply does not erase the actual debt but transfers it to a different lender or converts the type of consumer loan. People looking for complete debt relief or are unable to qualify for loans the best option is to look for debt settlement options. Debt settlements are suitable for reducing consumer obligations while reducing the number of creditors. Credit counselling services and debt relief organizations work in coordination with consumers and their creditors in negotiating the current debt of the borrower.
While you are wondering “can I get a loan if I am in debt?” – let us put your mind at ease, because the answer is very simple; yes you can. Of course, if you are already struggling to pay your debts, you don’t want to take out a loan you don’t need, but the right kind of loan can actually be your first step towards financial stability.
If you’re in debt, the most important thing to you is getting out of it. So the ability to take out a loan while in debt is essential. This is indeed one of the main reasons to take out a debt consolidation loan, as it can give you the capital you need to pay off your other debts. With them paid off, you no longer lose track of your debts or accrue late fees and penalties, you simply have one repayment to make.
So, you definitely can take out a loan if you’re already in debt – as long as it’s a debt consolidation loan. It’s important before you do, however, to ensure you know exactly how much debt you’re in. Get as accurate a figure as you can and list who you owe debts to.
This will give you a clear understanding of how much you need to borrow.
As many credit cards make it possible for you to spend more than you earn, it’s common to build up credit card debt. With many companies charging compounding interest, it can be challenging to pay off the balance.
Buying a new house can be one of the most exciting moments in your life. However, the added freedom and extra space you get come at a cost – a large loan. If you fail to keep up with your mortgage repayments, you risk losing the roof over your head.
Nothing beats the feeling of a shiny new car, but their hefty price tags mean many dealers offer personal contract purchases (PCP). If high APR rates have resulted in your monthly payments becoming burdensome over time, consider debt consolidation.
Like credit cards, you use store cards in a particular shop or chain of stores. They are great for saving money on purchases at your most visited retailers, but the hefty penalties for non-payment make them a priority to pay off.
Gas, electricity, and water bills are all standard expenditures to keep your household and appliances running. Yet failing to pay your utility bills can result in you accruing debt and your provider cutting off your supply. In the case of water bills, you could fall into arrears, resulting in court action. Keep your household running without fear and anxiety by addressing your debt via consolidation.
Debt consolidation loans can help to make your debt more manageable, but only if you use them correctly.
You can use a debt consolidation loan to turn all your debts into just one monthly payment, even reducing the amount that you’re paying to clear your debt every month. If you’re struggling to juggle your credit cards and loans, putting them together can help.
Debt consolidation loans become an issue when you’re using them to borrow more money.
Don’t consolidate your debt to clear your credit card, then keep it open for additional spending. Once you’ve cleared your other debts, close the accounts and focus on clearing your loan.
One of the biggest threats to your financial security is the slow but sure accumulation of interest payments on your loans. Even at low-interest rates, a small debt can get big quickly if you forget the occasional payment, and by that point, it’s too late to keep up. Once you fall behind and interest is added, it begins to get compounded and you eventually find yourself months behind where you initially wanted to be on your repayment.
When people fall into debt, it often comes in the form of multiple different loans all affecting the debtor’s financial health in their own ways. These can eventually add up, and when you’re working out which to pay back, it can be easy to lose track of which payment for which debt comes when, and how much it should be. Eventually, this will lead to an inevitable mistake, and you’ll miss an important payment to allow interest costs to build up.
If your debts are large enough, the interest payments alone will be difficult to cover. This ultimately means that your debts stay at the same rate for years and years, with no way of actually getting them down because interest alone is proving to be too expensive. If this happens, your debt can theoretically last forever, and depending on the contract it could even be passed on to your next of kin, making their lives just as difficult as yours.
Interestingly, there are some debts that usually wouldn’t be considered within a debt consolidation like a student loan, your rent, bills, mortgage, secured loans, child support maintenance, court fines, council and general taxes and business rates. These are defined as ‘priority debts’. So don’t assume that every debt you have can be put into a debt consolidation programme.
So you need to able to define what debts you have and arrange them into groups so that you know if they are a priority or not a priority if they are unsecured or secured. This will help you seek the best type of debt consolidation programme to suit you and your individual circumstances. It may also help you to get access to any loans quicker.
Non-priority debts include bank loans, store cards, credit cards, bank overdrafts, retail repayment programmes, home collection credit. Now, these can usually be included in the consolidation debt programme and a debt consolidation loan is usually the way to manage this.
So you have to find a way to sort the ‘priority debts’ into a way to pay – these are always often the vital payments each month, while maybe applying to a debt consolidation company to sort out the ‘non-priority’ debts, so all in all the whole of your debts become more manageable.
Because debt consolidation loans try to condense and reduce interest rates, take a multitude of debts into one single payment and then extend the time owed to make the single monthly repayment as low as possible, it helps make everything more affordable and some breathable space to sort the priority loans.
Credit ratings can also be improved if the debt consolidation loan is finished, as long as you pay the full amount each month, which has been agreed, and on time, then it will help get your financial record back on track.
The aim, when you take on a debt consolidation loan, is to make life more affordable for you each month and ultimately less expensive to repay all the loans by the debt consolidation companies to try to re-negotiate the interest rates, with your creditors, to a lower rate.
However, if you don’t qualify for an unsecured loan, you may have to look towards a secured loan, which can put your house as the guarantee against the loan taken. This can be very risky if you don’t keep up the repayments, as you risk losing your house against non-payment of the loan. Make sure you do all your research and discuss all options with a debt consolidation expert or different companies, or the non-profit making charities who offer debt consolidation loans.
It’s unbelievably important to make sure you do not overstretch yourself financially each month if you have made the promise to pay back a secured loan amount each month and on time. Especially, if you have to keep paying priority debts alongside a secured debt consolidation loan.
If you default, it will be a huge amount of long-term financial problems if trying to qualify for any future debt consolidation loans. You can also incur late charges, extra interest added, collection action and negative credit impact on your credit record.
It’s so important to get advice straight away if you do think you are going to default on a payment for any debt consolidation loans, especially if they are secured loans.
However, if you do keep payments on time and you complete your full term agreed to finish the loan, you will be on your way to becoming debt-free. So weight-up the pros and cons of a debt consolidation loan, do your homework, don’t overstretch yourself each month, especially if it’s a secured loan.
A debt consolidation loan will enable you to group all your existing borrowing and the monthly repayments are easier to manage. You’ll have just one monthly payment. Rather than multiple debt repayment direct debits and standing orders, you’ll have just one for all of your debts that leaves your bank on the same day each month.
A debt consolidation loan could even save you money each month if the interest rate is less than the combined total interest of the previous loans. The interest rate will be fixed. The payment schedule and interest rate we provide you with will be fixed for an agreed term – no changes!
The simplicity of repaying a debt consolidation loan means that you are more likely to repay the debt on time every month. This will prove you to be a responsible borrower, which will have a positive effect on your credit score. Henceforth, with debt consolidation loans bad credit scores can be improved as well. You’ll avoid missed repayments. If you’ve got several debts to repay, it’s unfortunately easy to occasionally miss a payment. With a consolidated loan, this simply won’t happen.
Consolidating your debt with us is a safe option and will work for most people, but there are some considerations before going ahead.
Your credit score might affect your ability to get a consolidated loan, and the repayment period might be extended depending on the types of loans being combined. However, if you’re looking for a simpler way to manage your finances, a fixed interest rate could be the ideal solution for you.
Before signing up for a Debt Consolidation Loan it’s important to make sure that this is the right route to go down for you. Whilst these loans can work well for those who are currently paying high-interest rates across different cards, for those with lower cost debts you might want to assess how much longer you have to continue paying these back before moving to a new company.
The aim for anyone with a loan is to become debt-free as soon as possible, so always ensure that your new loan agreement won’t leave you in the same position for a longer period of time due to certain time constraints that are part of a new contract.
We would also recommend checking that the amount of interest gained in your new loan arrangement won’t outweigh the savings made by switching to a Debt Consolidation Loan – you need to work out how you can best be smart with your money. This also applies to anyone who finds the loan they’ve been offered won’t cover their current debts, as this might also mean that this isn’t the best option for them. Some individuals might also be in a slightly precarious situation financially due to a situation out of their control – for example, if the future of their current job looks uncertain, or if they have a large upcoming cost that might alter the balance of their current situation and any benefits that might have been afforded by a Debt Consolidation Loan.
It is of course always a good idea to seek out sound financial advice prior to entering into any new agreement, as well as reading into the terms and conditions to make sure you’re able to meet all of the necessary requirements. There are plenty of places to turn for advice for anyone who has found themselves in a sticky situation with debt, such as Citizens Advice whose online site can be found at https://www.citizensadvice.org.uk/.
When it comes to making sure you’re in a sound financial position to take out a new loan, debt consolidation does not differ to any other form of loan in that you should still proceed with the right amount of caution. They are however a safe choice for most people, so long as consumers have made sure in advance that they’re able to find the necessary amount of money to cover upcoming costs, they can feel at ease. On the odd occasion, those who have gone to a lender can find themselves in a tight spot financially.
An advantage of debt consolidation loans is that, due to the longer-term commitment, some lenders are happy to allow for payment holidays or short breaks from the regular repayments.
The debt consolidation service we offer is remarkably simple, and we intend to keep it that way. We make real decisions (made by real people – not software), don’t charge fees for our service and will help you rebuild your credit.
Debt consolidation is a suitable tool for individuals having multiple deaths with high-interest rates or monthly instalments. Consolidation loans also help in improving the credit score of individuals in the future. Clearing the principal amount early helps in keeping the instalment slow, without food putting much pressure on the finances. Consolidated loans also provide significant tax advantage on credits.
A debt consolidation loan is generally what people consider if you’d like to instantly payback all your current debts in one go.
Getting on top of your finances can – sometimes – feel like an impossible feat, but there are some straightforward ways to do this. A debt consolidation loan could be an option that works for you. After all, it allows you to pay off your creditors and seize back control over your own financial wellbeing. It is really important however, and this is all part of you getting back on track, that you understand everything about a loan like this and how it might impact your credit score.
Consolidation loans in the UK reduce the interest rate and monthly instalment significantly, but it must be kept in mind that one must consider the repayment schedule before consolidating all the liabilities into one. The repayment schedule must be checked properly to have a clear idea about your duration and interest rates. Customers should always compare interest rates with an existing loan before getting debt consolidation.
We genuinely want to help all of our customers better manage their finances and work towards a debt-free future.
Taking control of your debt is a sensible target, but there are a few ways that you can do this. Two ways of doing this are: Debt settlement and debt consolidation. Both debt settlement and debt consolidation are ways in which you can settle debt with your creditors straight away.
For a detailed answer to this question, click through to our Debt Consolidation or Debt Settlement page.
Debt Consolidation Loans aren’t just a way to simplify multiple loan repayments, but can actually reduce the amount of interest you’re paying back to multiple lenders. Having different loans on the go with different APR’s will lead to many people losing track of their finances and paying through the nose on extra interest costs. For consumers who find the right debt consolidation loan for them, with a lower interest rate, they’ll be able to significantly decrease their overall costs.
One of the most common reasons our customers take out a Debt Consolidation Loan is to help alleviate credit card costs. Credit cards, in particular, are tempting to take out further loans and end up in a vicious circle of debt.
This isn’t aided by the fact that many credit card providers encourage their customers to make very small repayments, which only serves to further increase the strain created by incredibly high-interest rates. These small repayments can also cause consumers to falsely believe they have more disposable income than they do in reality, distracting them from the ongoing costs that are building up due to their cards.
Short term 0% interest rates can also lure customers in with offers that look tempting at first, but upon closer inspection are designed to maximise the amount of money taken out, even when those making use of the cards can’t really afford to pay the loan back in time.
Credit card companies will make plenty of money as a result, but this will leave customers out of pocket.
Debt Consolidation Loans, on the other hand, do not usually include such temptations, and work with the customer in their aim to pay off their debts, rather than further adding to those debts in a way that is not sustainable.
When looking into Debt Consolidation Loans, it’s a good idea to remember that there are two types of loans you’ll see most providers talking about – secured loans and unsecured loans.
Whether you choose one or the other depends on a variety of factors, including the amount of time you want the consolidation loan payments to stretch over, and whether or not you already own your own property or have another large investment, such as a car, that can be used for equity.
Secured loans are generally secured in equity against a property – these are often the best option for those who own a house and are looking for a solution for debt that they have amassed elsewhere. In these instances, the commission is often received once the full course of repayments has been completed. Due to the necessity for an individual taking on a secured loan to have their own property, secured loans are often also called ‘homeowner loans’, so rest assured that although there are different pieces of terminology floating around, these are actually the same thing! Another positive aspect of a secured loan is that these interest rates don’t usually have additional tax put on, due to the specific rules associated with payments made on real estate.
It is, however, key to note that secured Debt Consolidation Loans should come with a warning – when payments are missed there is a chance your stake on your own house could be at risk. This is why it’s important to check out the terms and conditions of your chosen debt consolidation loan before making the decision, and make sure you can make choices as a responsible borrower rather than acting based on instinct due to an offer that looks good in the short term.
Unsecured loans, on the other hand, are a personal loan aimed at those who aren’t yet homeowners but are still keen on the idea of a debt consolidation loan. They work based on monthly repayments just as secured loans are, but aren’t restricted in the same way. This means they’re a possibility for most people looking for a loan, whether or not they have already made expensive investments.
Due to the fact that, unlike secured loans, unsecured loans have less security for the lender, such loans do often come with slightly higher fees and interest rates due to the nature of such a risk being taken on. The advantage of choosing an unsecured loan, however, is that there isn’t any collateral in the same way there might be with a secured loan. It’s also important to remember that loans in situations such as this will usually require a credit check, so if your credit score is particularly low it might be a good idea to first speak with the lender you’re considering an agreement with, to get a sense of whether or not you’ll be accepted.
There are also options for those who have a bad credit score, in the instance, they have been turned down for the unsecured loan they have applied for. Many lenders are understanding of their customers’ personal situations and will be happy to consider applicants on an individual basis rather than based on their credit score. Having a guarantor will also help in this instance, as the legal backup provided by a signature from another party will help to reassure your lender. An upside of debt consolidation loans that it’s good to mention here, is that making regular, on-time payments towards your debt consolidation loan will vastly improve your credit rating and help those with low credit scores in the future.
It’s fairly straightforward to apply for a Debt Consolidation Loan, and this is especially the case when going through debtconsolidationloans.co.uk.
We’ve done everything in our power to make it a painless process that will leave you feeling lighter than air by the time all has been accounted for and approved.
At our debt consolidation company the UK, the application doesn’t come with any trick questions and doesn’t go beyond the usually expected details always needed for filling in such a form.
It will then just be a case of getting yourself a personalised quote based upon your current financial situation and any existing loans. The amount offered by lenders providing debt consolidation loans will, of course, vary between providers, but in most cases, people will be able to cover their costs well within the quote that has been offered.
There are of course, other considerations. It’s important to check over before making the final decision to move forward with your Debt Consolidation Loan, but our friendly team are always available to answer your questions.
All good debt consolidation companies will be keen to help you find a repayment structure that’s tailored to your current lifestyle and financial demands, working with you, not against you to help create a debt-free future.
Choosing a Debt Consolidation Loan can be a positive decision that will help change your mindset and rid you of those heavy debt-filled thoughts.
The next step will be to start thinking in a more organised way about your own spending. Through the right choices, you can ensure that your new loan doesn’t allow you to fall back into any previous bad habits, but instead equip you with the tools you need to start making progress towards financial stability today.
One of the biggest concerns about having a series of loans – or outstanding bill payments – is how to spread and organise the cash you have coming into your household.
This can add to an already stressful situation. If you are already worried about having outstanding payments, prioritising and organising your debts and outgoings just makes it worse.
Especially as it’s tempting to just keep moving money around to ‘cover the cracks’. You could even get into more debt to meet payments!
Taking out a debt loan puts everything into one neat and easy to manage the amount. It provides you with a clear regular payment, that chips away at the total.
The amount you pay each month will stay constant throughout the term of the debt consolidation loan arrangements. This makes it much more straightforward to create a monthly household budget. You can put aside your repayment instalment, and then use the rest of your income for everything else.
No more getting stressed and worried about whether your income will stretch to cover all your debt obligations as well as food, heat and other expenses! You can plan ahead with far better control over outgoings.
For many clients, having this help with money management each month is a huge relief.
Studies have shown that money worries can create poor mental health. There is also a connection between existing depression and anxiety, and slipping into debt.
You may not even be aware of how much your mental health is suffering due to money worries. Anxiety and depression can take many forms, including poor sleep patterns, being short-tempered or having no appetite – for food or for life in general!
We can help you try and tackle this situation. They can provide you with the peace of mind that all outstanding commitments are dealt with.
Having one clear amount to repay also makes it less likely that you will be late paying debts or miss important deadlines. This too can avoid the issue of getting even more worried or depressed by feeling your finances are ‘out of control’. if you are really struggling with money issues you can also visit the money advice service for free impartial advice.
There are different places you can receive debt consolidation counselling. It’s an option when you find yourself in debt.
What advice and how much is charged for the counselling depends on where you seek the advice.
It’s worth looking at fee assistance before considering an organisation which charges a fee, especially if each month is very tight with funds.
A registered charity which offers management advice including consolidation. You can get help over the phone or online, but it’s all anonymous. There’s also a tool called Debt Remedy which helps to offer options to debt problems, which includes whether a debt consolidation loan is suitable. You can also discuss ways to financially plan, via a money management tool, which also helps to avoid debt in the future. They can also offer free bankruptcy avoidance and support advice and discuss and explain what Individual voluntary arrangements (IVAs) are.
There is a National Debtline, which offers confidential debt management, debt consolidation advice, which is totally independent. You can either email them or call. They have an online money advice tool called ‘My Money Steps’ which provides a personalised way to handle debt via an action plan. Depending on which country you are in is which website to head for i.e. England, Wales, Northern Ireland or Scotland. This is purely because there are different laws for different countries. They also have a lot of relevant articles and info on all their websites regarding debt consolidation counselling.
For UK residents, it’s worth looking at Directgov, which is the official government website. There’s an area dedicated to talking about money matters, which includes debt management, arrears, debt repayment options, including debt consolidation loans, debt advice for young people is also available, as well as bankruptcy.
If you’ve called all the free resources for debt consolidation advice, then paying for advice is possibly the only other route to head towards.
Another resource you could try is to ask friends or family to help you with a temporary loan, even if it’s just to help pay for the consolidation loan company’s advice and to get you to that one monthly payment to make your debt manageable.
You can apply for a debt management plan via a debt consolidation company. They then may be able to help people to locate and apply for consolidation loans. Their debt specialists negotiate with creditors on your behalf to try to reduce your payments. They allocate one single monthly payment amongst all your creditors in the agreed amounts.
If you owe under £5k, then for £50+vat an hour, you can see if you can come to an agreement with your creditors about your debts, the representative from the mediation service helps both sides to come to an agreed way forward.
There are a few solicitors who offer their services for free, others for a fee, who may be able to help you sort out a debt management plan. There are also some legal advice agencies who offer free advice, again others may charge – worth asking upfront before you start discussing your debt in great detail.
There are some financial planners who are experts in assisting with the management of debt and also filing bankruptcy.
You can also find some loan consolidation officers, who are like financial planners and have the ability to help with your financial issues.
After your debt consolidation loan has been approved, the total amount will be credited to your bank account. This means you can use it to pay off existing loans and debts. You’ll benefit from the lower monthly repayments and can just have one lender to deal with.
It’s important to avoid taking on further loans, credit cards, store cards, or increased overdrafts until you’ve cleared your debt consolidation loan. This way, all your focus can go towards better financial management, so you avoid having to get into this situation again in the future.
There are obviously risks in taking out any kind of credit product, but if you are already in debt, then taking out an additional loan can potentially have a much larger impact on your finances.
Most importantly, debt consolidation should never be the first option you look at if you do have debts. The priority should be to first assess what you can do to manage your outgoings and plan to repay your debts on time.
With a debt consolidation loan, there is also the risk of paying debts for much longer than you need to, so it’s worth looking at the long-term situation. For example, how long would you need to really pay off all of your debts if they were consolidated into one loan?
Finally, if you do decide to take out a debt consolidation loan, then do not continue to spend on the credit cards which you have consolidated, as you’ll end up back at square one.
When you do decide to take out a debt consolidation loan, then make sure you have a budget worked out for all your day-to-day spending, so that you minimise the need to take out any extra credit.
Consolidation can help to straighten your finances out and improve your financial health, which is exactly what a mortgage lender is looking for.
For a detailed answer to “Can I Consolidate my Debt before Applying for a Mortgage?“.
Lots of us owe money to credit card companies, or maybe you have several loans in place. Here at Debt Consolidation Loans, our team of trained professionals fully understand our customers’ circumstances.
We have a simple policy of looking to find the best loan option that will suit your financial needs, allowing you to be put back in control of your finances.
Here at Debt Consolidation Loans, we understand that it sometimes life is expensive, and it can be easy to amass multiple debts that make you feel out of control. When these are split across different credit cards and investments, things can become quite hard to keep track of.
Our mission is to help people that have found themselves in this difficult situation to find their way out of it.
We offer easy-to-understand, great value Debt Consolidation Loan options that will suit everyone no matter their circumstances.
We also understand that many people have a few burning questions when it comes to debt consolidation loans, and hope we have successfully answered some of the most burning queries in the page below.
Debt Consolidation Loans are able to offer general advice as our approach isn’t specific to any one type of consolidation loan. We also welcome you to get in touch with us if there are any questions you have that haven’t been answered on our website, and you require further information, then please feel free to contact us, our details are on our contact us page. Our debt consolidation company in the UK will make the best efforts for you.
Our team of dedicated advisers understands your circumstances, many of our customers approach us deeply concerned, stressed, and worried about the current situation they face. Whether you need debt consolidation bad credit improvement or just simplify your debt repayments, debt consolidation loans can help you out. Debt consolidation loans, take a look at each application in detail with you, helping you to find a loan that suits your needs and purposes and affordability. Hence, finding you the best debt consolidation loans UK is our priority.
When you are currently financially struggling, the last thing you need is someone wanting to charge you fees for helping you out of your financial situation, We do not charge you any fees for our service.
Debt Consolidation Loans’ aim is to ensure your financial future is better for you, We fully understand that you may currently feel like you are spinning a number of plates, which can be very stressful. Our service allows you to settle all your existing debts with a single Debt Consolidation Loan.
Multiple payments from your various loans or credit cards can be made into one simple monthly payment, which will allow you to have one single outgoing payment.
We aim to ensure that your previous multiple payments on various days throughout the month are made on a set single day of the month, giving you more control on your finances. We give you a chance to rebuild your credit score by taking consolidation loans for bad credit UK.