Debt consolidation loans with CCJ

Trying to tackle problem debt can be a daunting task at the best of times, but if you also have a County Court Judgement (CCJ) hanging over your credit report, it can almost seem impossible. There are all kinds of ways in which you can make your situation better, but it’s frustrating when so many of them seem to be closed to people with bad credit CCJ loans no guarantor in their past, so what are your options? If you’re having trouble getting help because of a CCJ, turn to debt consolidation loans with ccj for support with a consolidation loan package that can be your ticket to financial freedom.

What are debt consolidation loans with CCJ?

For many people, the biggest problem with their finances is that they’re confusing and disorganised. We take on debt at various points in our lives, planned and unplanned, and so everything from the payment dates on loans or credit cards to the interest rates you pay can be all over the place. As a result, you may be paying more interest than you need to, and the combined cost of all these small debts may be far more per month than you need to be paying. Debt consolidation loans for ccj and bad credit can sweep away all that confusion and combine all of your existing debts into a single lump sum that is covered by one monthly payment and one interest rate.

What are the benefits?

A debt consolidation loan can have many uses depending on your situation, from simply tidying up your messy finances to being the key that enables you to change your life from barely treading water to actually paying down your debt. Whether it’s slashing the amount you pay in interest, boosting your credit rating by axing your high-interest loans, bulldozing a confusing payment schedule or a little of each, debt consolidation loans with CCJ and bad credit can truly transform the way your money works for you.

What about my CCJ?

There’s no way around it, a CCJ can be a serious problem for people who want to explore their finance options, and many traditional lenders will be wary about offering loans or credit. That’s why you need to see a specialist. Here at Debt Consolidation Loans, our specialist team of advisers have years of experience in helping clients in all manner of financial situations get the help they need, and for a consolidation loan, CCJs need not be a problem. We understand your situation and we make it our business to help you out by finding you the best bad credit ccj loans no guarantor available, so you can start taking control of your finances again.

How does it work?

The last thing you need is yet another credit check that will impact your credit report, so we make sure to only ever use soft checks that won’t go on your file. After telling us some information such as how much you want to borrow and over what term, your employment and residential information and your personal details, we’ll be able to tell you there and then if you’re eligible for a debt consolidation loan – no more waiting around and wasting time while a bank makes the decision. We always operate with your best interests in mind and we would never recommend a loan that is un-affordable, so it always pays to be honest in these questions so that we can find the best deal for you.

While some lenders might leave you in the lurch if you have a CCJ, you’ve got a friend at Debt Consolidation Loans. Thanks to our expert team we can help almost anyone get the finance they need, so get in touch today to start your journey!

Contact us today

We’d love to help you move towards a debt-free future. Our friendly team will offer no-obligation advice and answer any questions you might have about joint debt consolidation loans or debt consolidation loans with CCJ – just call us today.

If you are facing serious money issues the money advice service offers free impartial advice

Why Consolidate all your Debts?

  • It will improve your personal budget
    You can put all your borrowing into one easy-to-manage loan, which means your monthly payments are easier to control.
  • Less repayments
    A loan could even save you money each month, especially if the loan interest rate is smaller than the total interest rate of all your debts.
  • Better credit rating
    The ease of repaying a loan means that you can prove that you are a responsible borrower, which will have a positive effect on your future credit score.