How Do You Apply For A Loan From Halifax To Consolidate Debt?
Applying for debt consolidation with Halifax is fairly quick as you can access the application form through their website. This means that no matter where you are, you should be able to apply, as long as you have access to the web. However, this bank uses automated responses to give you an instant lending decision, which could result in you receiving the money you need fairly quickly, but it means that any applications with evidence of poor credit could be automatically declined.
While an instant lending decision may save time and result in you having access to money quicker, it could mean that an application with evidence of bad credit could damage your credit score. We take a personal approach when checking applications, which may take a little longer, but it allows us to consider people from a range of circumstances. This means that we may be able to help people with a low credit rating, past arrears, or CCJs, as well as spot any mistakes on your application that could have possibly prevented an instant decision lender from taking your application forward.
Choose DCL For Your Consolidation
If you need help with covering your existing debts, such as credit card debts, we may be able to help. At Debt Consolidation Loans, we hold our applicants’ best interests at heart, so we take the time to personally check each application, rather than use an automated programme. We are able to check for affordability and understand your needs on a human level, which means we can consider all applications from people in all circumstances. We understand that securing finances can be an urgent task, so we will do everything we can to ensure you can make repayments. However, if we felt that you would struggle to make repayments, we would need to decline your application for your own wellbeing.
We are completely transparent, so we guarantee that our soft search will not damage your credit rating, and there are no hidden fees for using our service. We also aim to offer flexibility in our repayment plans, so you will be able to make payments on a pre-agreed date each month. This can help you to manage your finances, possibly pay off your debts quicker, and give you peace of mind about your future.
If you would like any more information, you may be able to find the answers in our FAQs, or don’t hesitate to contact us to speak to a member of our friendly team. When you are ready, it’s quick and easy to apply on our website.