How Do You Apply For A Loan From Halifax To Consolidate Debt?
Applying for an RBS debt consolidation loan is fairly quick as you can apply online, so no matter where you are, you should be able to apply, as long as you have access to the web. They also provide a digital calculator that you can use to see an estimate of the costs involved with borrowing, as well as a personalised loan quote at the start of the application process. This quote will not affect your credit score, but you will only receive this if you hold an RBS account.
Royal Bank of Scotland may also be able to provide the money you need fairly quickly as they provide an instant decision. This may save time and result in you having access to money quicker, but it could mean that an application with evidence of bad credit could damage your credit score. We take a personal approach when checking applications, which may take a little longer, but it allows us to consider people in a range of unique circumstances. This means that we may be able to help people with a low credit rating, past arrears, or CCJs, and we will always do our best to try and get you the funds you need as quickly as we can.
Choose DCL For Your Consolidation
If you need help with covering your existing debts, such as credit card debts, we may be able to help. At Debt Consolidation Loans, we hold our customers’ best interests at heart, so we take the time to personally review each application, rather than use an automated programme. This gives us the opportunity to check for affordability and understand your needs on a human level, which means we can consider all applications from people in all circumstances. However, if we felt that you would struggle to make repayments, we would need to decline your application for your own wellbeing.
We pride ourselves on our transparency, so we guarantee that our soft search will not damage your credit rating, and there are no hidden fees for using our service. We also aim to offer flexibility in our repayment plans, so you will be able to choose a repayment date for each month to fit with your budget. This can help you to manage your finances, possibly pay off your debts quicker, and give you peace of mind about your future.
If you would like any more information, you may be able to find the answers in our FAQs, or don’t hesitate to contact us to speak to a member of our friendly team. When you are ready, it’s quick and easy to apply on our website.