Credit Card Consolidation Loans

Credit Card Consolidation Loans: spending on credit cards is scarily easy, but so is applying successfully for more than one. Here’s your chance to pay off credit card quick debts with credit card debt consolidation loans.

It isn’t uncommon – nor wrong – for people to have more than one credit card, but if your spending on plastic starts to get out of control, you can find yourself drowning in unmanageable debt very quickly. And, if that debt is spread across multiple cards, it can make things ten times worse.

Dealing with several direct debits and the prospect of missing a repayment will cause undue stress. But there is an answer!

How a consolidated loan for credit cards could help

A consolidated loan might be the perfect way to ease the burden of your credit card debt.

If you have several credit cards containing varying amounts of debt, you will almost definitely have several direct debits or standing orders leaving your bank account each month to account for them. A consolidated loan takes all of those repayments and combines them into one payment. That is all your multiple debts drawn out of multiple credit card into one payment source.

That means there’s just a single direct debit for all of your credit card debt, under an agreed, fixed interest rate. Simple!

Credit Card Consolidation Loans - Debt Consolidation Loans

Why is it a good approach to combine all your credit cards into one simple consolidated loan payment?

  • You can use this opportunity to fix your personal finances 
    Complicated debt payments being taken out of your bank account this day, that day or every other day will confuse anybody – plus, how can you budget your household bills around it? It makes sense to have just one simple streamlined monthly payment to help you get back in-control of your finances and less likely to default on a debt payment.
  • A loan could cut down the total amount of debt you owe
    Wondering about how to reduce my credit card payment? Well, credit card debt consolidation loan could help you out. It may actually seem too good to be true to say this, but by re-packaging all your current debts into a loan, you could negotiate a smaller interest rate, which will eventually save you money in the long-term.
  • You can eventually develop a better future credit score by completing the full-term of your loan
    Being focused on completing all your loan payments on time and in full will improve your credit card score in the long-term because it proves that you are a responsible borrower. It opens up future lending opportunities at better interest rates. 

 

Benefits of taking out credit card consolidation loans

A consolidated loan could provide just the peace of mind you crave for your credit card debt, but we firmly believe there are some additional, inescapable benefits of this type of loan:

  • A fixed interest rate. Chances are, your credit cards will all have different interest rates, but a consolidated loan has just one that is agreed for the period of the loan.
  • Just one monthly payment. Imagine that – just one payment to keep in mind, and a guarantee that it won’t change for the length of the term. All your debts on multiple credit card in one payment.
  • No missed repayments. When you have more than one credit card it’s easy to occasionally miss a repayment, and that can seriously harm your credit score. A consolidated loan eradicates that possibility entirely.

Why we’re the best

Why would you choose Debt Consolidation Loans over our competitors? We think the reason is simple, and that’s because our service is as simple as it should be! With our help you will pay off credit card quick.

We also make the decisions as they should be made – by humans, rather than software. We’ll take your situation into account and do everything we can to consolidate your credit card debt into one monthly payment.

Contact us

Let us help you reach a debt-free future! To find out more about our consolidated loans for credit cards, just get in touch with our friendly team, today.

If you have serious money concerns and need some free impartial advice the money advice service can help

Why is it a good approach to combine all your debts into one simple consolidated loan payment?

  • You can use this opportunity to fix your personal finances 
    Thinking about how to get rid of credit card debt? A debt consolidation loan could help you out. Complicated debt payments being taken out of your bank account this day, that day or every other day will confuse anybody – plus, how can you budget your household bills around it? It makes sense to have just one simple streamlined monthly payment to help you get back in-control of your finances and less likely to default on a debt payment.
  • A loan could cut down the total amount of debt you owe
    It may actually seem too good to be true to say this, but by re-packaging all your current debts into a loan, you could negotiate a smaller interest rate, which will eventually save you money in the long-term.
  • You can eventually develop a better future credit score by completing the full-term of your loan
    Being focused on completing all your loan payments on time and in full will improve your credit card score in the long-term because it proves that you are a responsible borrower. It opens up future lending opportunities at better interest rates.